A hundred million reasons to dream

Monique Gardner with her daughters, Mink, 3, Petra, 2, and baby Matisse, 4 months / Pic: Craig Greenhill Source: The Daily Telegraph

IT'S the impossible dream families across Australia are hoping will come true for them today - lower interest rates, a win in the Melbourne Cup and a share in a record Oz Lotto jackpot.

"It's like everyone says, we would help the family, buy a house, travel the world and just set the girls up," Mrs Gardner said of the potential win."I go and buy my gossip magazine and then I pick up my lottery."

The first Tuesday in November is also the one day of the year that Mrs Gardner tries her luck with a bet on the Melbourne Cup.

But rather than study the form, she opts for a mystery trifecta.

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"I don't even walk into a TAB unless it's Melbourne Cup," she said.

"I find the TAB really intimidating because I'm not a gambler but that's probably the one day when you can walk in and know everyone's in the same boat."

Ultimately, the Gardner family is hoping for a winner in some form today, even if it is just lower interest rates after the Reserve Bank meets.

"I'm not very optimistic when it comes to interest rates, I'm more optimistic about winning the lotto."

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